Call reports 2021
HOME STATE BANK — 2021
What HOME STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 299,111,000 | 293,420,000 | 321,030,000 | 337,308,000 |
| Total loans | 232,384,000 | 233,745,000 | 250,683,000 | 278,740,000 |
| Allowance for loan losses | 2,989,000 | 3,025,000 | 3,077,000 | 3,119,000 |
| Securities available for sale | 39,803,000 | 39,415,000 | 39,128,000 | 37,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,156,000 | 261,289,000 | 288,928,000 | 300,859,000 |
| Interest-bearing deposits | 178,101,000 | 170,914,000 | 193,425,000 | 204,146,000 |
| Noninterest-bearing deposits | 90,055,000 | 90,375,000 | 95,503,000 | 96,713,000 |
| Equity capital | 26,624,000 | 27,291,000 | 27,751,000 | 30,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,312,000 | 6,608,000 | 9,509,000 | 12,785,000 |
| Interest expense | 320,000 | 605,000 | 866,000 | 1,132,000 |
| Net interest income | 2,992,000 | 6,003,000 | 8,643,000 | 11,653,000 |
| Noninterest income | 440,000 | 878,000 | 1,534,000 | 2,452,000 |
| Noninterest expense | 2,050,000 | 4,185,000 | 6,317,000 | 9,123,000 |
| Provision for loan losses | 53,000 | 105,000 | 158,000 | 210,000 |
| Pretax income | 1,329,000 | 2,631,000 | 3,742,000 | 4,812,000 |
| Income tax | 61,000 | 125,000 | 179,000 | 229,000 |
| Net income | 1,268,000 | 2,506,000 | 3,563,000 | 4,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,131,000 | 26,803,000 | 27,294,000 | 28,892,000 |