Call reports 2020
HOME STATE BANK — 2020
What HOME STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 265,442,000 | 285,873,000 | 277,708,000 | 284,379,000 |
| Total loans | 209,588,000 | 222,364,000 | 217,744,000 | 215,251,000 |
| Allowance for loan losses | 2,830,000 | 2,883,000 | 2,936,000 | 2,931,000 |
| Securities available for sale | 28,658,000 | 28,571,000 | 26,862,000 | 25,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,329,000 | 255,813,000 | 247,072,000 | 253,722,000 |
| Interest-bearing deposits | 169,456,000 | 181,719,000 | 172,452,000 | 171,923,000 |
| Noninterest-bearing deposits | 67,873,000 | 74,094,000 | 74,620,000 | 81,799,000 |
| Equity capital | 23,830,000 | 25,665,000 | 26,118,000 | 26,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,040,000 | 6,251,000 | 9,107,000 | 11,940,000 |
| Interest expense | 654,000 | 1,123,000 | 1,535,000 | 1,893,000 |
| Net interest income | 2,386,000 | 5,128,000 | 7,572,000 | 10,047,000 |
| Noninterest income | 434,000 | 890,000 | 1,380,000 | 1,905,000 |
| Noninterest expense | 1,914,000 | 3,615,000 | 5,569,000 | 7,718,000 |
| Provision for loan losses | 53,000 | 105,000 | 158,000 | 210,000 |
| Pretax income | 853,000 | 2,298,000 | 3,225,000 | 4,024,000 |
| Income tax | 42,000 | 115,000 | 154,000 | 193,000 |
| Net income | 811,000 | 2,183,000 | 3,071,000 | 3,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,727,000 | 24,617,000 | 25,022,000 | 25,300,000 |
| Total capital | 26,484,000 | — | — | — |
| Risk-weighted assets | 220,524,000 | — | — | — |