Call reports 2019
HOME STATE BANK — 2019
What HOME STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 261,266,000 | 254,368,000 | 260,093,000 | 276,277,000 |
| Total loans | 214,564,000 | 215,801,000 | 214,235,000 | 218,026,000 |
| Allowance for loan losses | 2,761,000 | 2,774,000 | 2,827,000 | 2,794,000 |
| Securities available for sale | 23,272,000 | 24,780,000 | 23,595,000 | 21,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,489,000 | 225,551,000 | 229,915,000 | 246,153,000 |
| Interest-bearing deposits | 175,154,000 | 175,736,000 | 182,796,000 | 178,567,000 |
| Noninterest-bearing deposits | 59,335,000 | 49,815,000 | 47,119,000 | 67,586,000 |
| Equity capital | 22,314,000 | 22,912,000 | 23,517,000 | 23,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,861,000 | 5,830,000 | 8,895,000 | 12,087,000 |
| Interest expense | 605,000 | 1,289,000 | 2,012,000 | 2,716,000 |
| Net interest income | 2,256,000 | 4,541,000 | 6,883,000 | 9,371,000 |
| Noninterest income | 437,000 | 903,000 | 1,349,000 | 1,765,000 |
| Noninterest expense | 1,774,000 | 3,578,000 | 5,115,000 | 6,932,000 |
| Provision for loan losses | 52,000 | 105,000 | 158,000 | 210,000 |
| Pretax income | 867,000 | 1,761,000 | 2,959,000 | 3,994,000 |
| Income tax | 43,000 | 88,000 | 148,000 | 199,000 |
| Net income | 824,000 | 1,673,000 | 2,811,000 | 3,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,208,000 | 22,470,000 | 23,010,000 | 23,399,000 |
| Total capital | 24,942,000 | 25,220,000 | 25,802,000 | 26,193,000 |
| Risk-weighted assets | 218,699,000 | 220,005,000 | 223,335,000 | 231,395,000 |