Call reports 2018
HOME STATE BANK — 2018
What HOME STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 245,980,000 | 252,103,000 | 252,635,000 | 254,647,000 |
| Total loans | 210,365,000 | 204,920,000 | 206,195,000 | 213,414,000 |
| Allowance for loan losses | 2,513,000 | 2,606,000 | 2,658,000 | 2,711,000 |
| Securities available for sale | 25,113,000 | 22,001,000 | 24,208,000 | 23,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,932,000 | 221,217,000 | 223,695,000 | 226,784,000 |
| Interest-bearing deposits | 159,400,000 | 164,823,000 | 169,808,000 | 167,884,000 |
| Noninterest-bearing deposits | 53,532,000 | 56,394,000 | 53,887,000 | 58,900,000 |
| Equity capital | 21,247,000 | 21,355,000 | 21,397,000 | 21,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,573,000 | 5,344,000 | 8,160,000 | 11,023,000 |
| Interest expense | 384,000 | 832,000 | 1,359,000 | 1,925,000 |
| Net interest income | 2,189,000 | 4,512,000 | 6,801,000 | 9,098,000 |
| Noninterest income | 463,000 | 908,000 | 1,371,000 | 1,821,000 |
| Noninterest expense | 1,697,000 | 3,364,000 | 5,090,000 | 6,735,000 |
| Provision for loan losses | 53,000 | 145,000 | 198,000 | 250,000 |
| Pretax income | 902,000 | 1,870,000 | 2,843,000 | 3,893,000 |
| Income tax | 45,000 | 96,000 | 142,000 | 194,000 |
| Net income | 857,000 | 1,774,000 | 2,701,000 | 3,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,443,000 | 21,594,000 | 21,757,000 | 21,989,000 |
| Total capital | 23,956,000 | 24,200,000 | 24,381,000 | 24,700,000 |
| Risk-weighted assets | 214,068,000 | 208,874,000 | 209,908,000 | 217,617,000 |