Call reports 2017
HOME STATE BANK — 2017
What HOME STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 236,176,000 | 240,265,000 | 243,226,000 | 246,076,000 |
| Total loans | 186,928,000 | 192,097,000 | 197,374,000 | 203,267,000 |
| Allowance for loan losses | 2,228,000 | 2,281,000 | 2,333,000 | 2,461,000 |
| Securities available for sale | 30,723,000 | 27,980,000 | 26,390,000 | 26,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,610,000 | 207,919,000 | 210,455,000 | 212,180,000 |
| Interest-bearing deposits | 160,268,000 | 157,281,000 | 161,961,000 | 157,539,000 |
| Noninterest-bearing deposits | 45,342,000 | 50,638,000 | 48,494,000 | 54,641,000 |
| Equity capital | 19,090,000 | 20,514,000 | 20,946,000 | 21,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,236,000 | 4,595,000 | 7,104,000 | 9,638,000 |
| Interest expense | 314,000 | 642,000 | 985,000 | 1,345,000 |
| Net interest income | 1,922,000 | 3,953,000 | 6,119,000 | 8,293,000 |
| Noninterest income | 162,000 | 617,000 | 1,118,000 | 1,682,000 |
| Noninterest expense | 1,244,000 | 2,761,000 | 4,316,000 | 6,047,000 |
| Provision for loan losses | 53,000 | 105,000 | 158,000 | 285,000 |
| Pretax income | 787,000 | 1,704,000 | 2,763,000 | 3,643,000 |
| Income tax | 38,000 | 84,000 | 138,000 | 182,000 |
| Net income | 749,000 | 1,620,000 | 2,625,000 | 3,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,428,000 | 20,256,000 | 20,709,000 | 20,992,000 |
| Total capital | 21,656,000 | 22,537,000 | 23,042,000 | 23,453,000 |
| Risk-weighted assets | 189,419,000 | 195,777,000 | 201,841,000 | 209,306,000 |