Call reports 2016
HOME STATE BANK — 2016
What HOME STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 223,439,000 | 213,704,000 | 218,691,000 | 229,648,000 |
| Total loans | 179,460,000 | 179,640,000 | 187,265,000 | 188,195,000 |
| Allowance for loan losses | 2,020,000 | 2,073,000 | 2,130,000 | 2,181,000 |
| Securities available for sale | 20,326,000 | 22,263,000 | 21,607,000 | 23,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,458,000 | 186,898,000 | 191,244,000 | 201,798,000 |
| Interest-bearing deposits | 156,808,000 | 147,740,000 | 152,396,000 | 156,872,000 |
| Noninterest-bearing deposits | 40,650,000 | 39,158,000 | 38,848,000 | 44,926,000 |
| Equity capital | 18,023,000 | 18,125,000 | 18,523,000 | 18,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,042,000 | 4,190,000 | 6,419,000 | 8,659,000 |
| Interest expense | 289,000 | 586,000 | 891,000 | 1,207,000 |
| Net interest income | 1,753,000 | 3,604,000 | 5,528,000 | 7,452,000 |
| Noninterest income | 150,000 | 319,000 | 483,000 | 643,000 |
| Noninterest expense | 1,123,000 | 2,264,000 | 3,389,000 | 4,670,000 |
| Provision for loan losses | 53,000 | 105,000 | 158,000 | 210,000 |
| Pretax income | 724,000 | 1,550,000 | 2,460,000 | 3,211,000 |
| Income tax | 34,000 | 73,000 | 118,000 | 157,000 |
| Net income | 690,000 | 1,477,000 | 2,342,000 | 3,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,002,000 | 17,946,000 | 18,389,000 | 18,680,000 |
| Total capital | 20,022,000 | 20,019,000 | 20,519,000 | 20,861,000 |
| Risk-weighted assets | 178,824,000 | 179,770,000 | 188,449,000 | 190,779,000 |