Call reports 2012
HOME STATE BANK — 2012
What HOME STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 169,489,000 | 170,421,000 | 181,856,000 | 179,358,000 |
| Total loans | 117,436,000 | 127,835,000 | 130,003,000 | 143,074,000 |
| Allowance for loan losses | 1,455,000 | 1,455,000 | 1,455,000 | 1,605,000 |
| Securities available for sale | 24,956,000 | 26,843,000 | 25,439,000 | 22,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,061,000 | 147,482,000 | 157,277,000 | 154,900,000 |
| Interest-bearing deposits | 127,279,000 | 127,066,000 | 132,244,000 | 130,918,000 |
| Noninterest-bearing deposits | 20,782,000 | 20,416,000 | 25,033,000 | 23,982,000 |
| Equity capital | 15,292,000 | 15,016,000 | 15,578,000 | 15,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,655,000 | 3,246,000 | 4,955,000 | 6,753,000 |
| Interest expense | 258,000 | 510,000 | 756,000 | 1,000,000 |
| Net interest income | 1,397,000 | 2,736,000 | 4,199,000 | 5,753,000 |
| Noninterest income | 163,000 | 384,000 | 634,000 | 915,000 |
| Noninterest expense | 853,000 | 1,768,000 | 2,695,000 | 3,583,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 707,000 | 1,352,000 | 2,138,000 | 2,935,000 |
| Income tax | 35,000 | 67,000 | 105,000 | 142,000 |
| Net income | 672,000 | 1,285,000 | 2,033,000 | 2,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,061,000 | 14,858,000 | 15,270,000 | 15,694,000 |
| Total capital | 16,516,000 | 16,313,000 | 16,725,000 | 17,299,000 |
| Risk-weighted assets | 122,621,000 | 132,356,000 | 140,322,000 | 149,716,000 |