Call reports 2011
HOME STATE BANK — 2011
What HOME STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 156,970,000 | 150,606,000 | 153,017,000 | 150,908,000 |
| Total loans | 104,974,000 | 106,014,000 | 112,210,000 | 115,299,000 |
| Allowance for loan losses | 1,678,000 | 1,620,000 | 1,665,000 | 1,465,000 |
| Securities available for sale | 21,111,000 | 27,627,000 | 22,551,000 | 21,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,546,000 | 130,727,000 | 133,089,000 | 132,420,000 |
| Interest-bearing deposits | 118,195,000 | 114,850,000 | 114,487,000 | 110,811,000 |
| Noninterest-bearing deposits | 18,351,000 | 15,877,000 | 18,602,000 | 21,609,000 |
| Equity capital | 13,796,000 | 13,999,000 | 14,335,000 | 14,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,507,000 | 3,017,000 | 4,451,000 | 6,026,000 |
| Interest expense | 298,000 | 571,000 | 835,000 | 1,097,000 |
| Net interest income | 1,209,000 | 2,446,000 | 3,616,000 | 4,929,000 |
| Noninterest income | 144,000 | 345,000 | 505,000 | 633,000 |
| Noninterest expense | 816,000 | 1,578,000 | 2,128,000 | 2,907,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 492,000 | 1,123,000 | 1,919,000 | 2,536,000 |
| Income tax | 22,000 | 52,000 | 85,000 | 112,000 |
| Net income | 470,000 | 1,071,000 | 1,834,000 | 2,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,730,000 | 13,636,000 | 14,099,000 | 14,389,000 |
| Total capital | 15,079,000 | 15,014,000 | 15,597,000 | 15,854,000 |
| Risk-weighted assets | 107,416,000 | 110,014,000 | 119,703,000 | 120,784,000 |