Call reports 2010
HOME STATE BANK — 2010
What HOME STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 138,304,000 | 138,050,000 | 137,923,000 | 140,351,000 |
| Total loans | 101,475,000 | 101,065,000 | 109,600,000 | 115,523,000 |
| Allowance for loan losses | 1,536,000 | 1,546,000 | 1,593,000 | 1,632,000 |
| Securities available for sale | 9,706,000 | 13,382,000 | 14,581,000 | 16,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,486,000 | 117,261,000 | 119,890,000 | 122,580,000 |
| Interest-bearing deposits | 102,402,000 | 102,625,000 | 105,608,000 | 105,877,000 |
| Noninterest-bearing deposits | 15,084,000 | 14,636,000 | 14,282,000 | 16,703,000 |
| Equity capital | 13,369,000 | 13,412,000 | 13,745,000 | 13,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,561,000 | 3,105,000 | 4,657,000 | 6,330,000 |
| Interest expense | 366,000 | 724,000 | 1,065,000 | 1,391,000 |
| Net interest income | 1,195,000 | 2,381,000 | 3,592,000 | 4,939,000 |
| Noninterest income | 127,000 | 346,000 | 585,000 | 758,000 |
| Noninterest expense | 771,000 | 1,481,000 | 2,253,000 | 3,144,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 506,000 | 1,156,000 | 1,789,000 | 2,373,000 |
| Income tax | 24,000 | 53,000 | 83,000 | 107,000 |
| Net income | 482,000 | 1,103,000 | 1,706,000 | 2,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,251,000 | 13,312,000 | 13,615,000 | 13,850,000 |
| Total capital | 14,550,000 | 14,642,000 | 15,038,000 | 15,345,000 |
| Risk-weighted assets | 104,380,000 | 106,148,000 | 113,662,000 | 119,429,000 |