Call reports 2001
HOME STATE BANK — 2001
What HOME STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 95,449,000 | 96,904,000 | 100,652,000 | 103,503,000 |
| Total loans | 73,413,000 | 75,391,000 | 73,316,000 | 69,764,000 |
| Allowance for loan losses | 951,000 | 937,000 | 977,000 | 948,000 |
| Securities available for sale | 8,794,000 | 8,279,000 | 7,854,000 | 8,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,639,000 | 85,912,000 | 90,518,000 | 93,535,000 |
| Interest-bearing deposits | 77,975,000 | 78,744,000 | 80,537,000 | 81,399,000 |
| Noninterest-bearing deposits | 7,664,000 | 7,168,000 | 9,981,000 | 12,136,000 |
| Equity capital | 8,075,000 | 8,339,000 | 7,949,000 | 7,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,716,000 | 3,451,000 | 5,142,000 | 6,743,000 |
| Interest expense | 968,000 | 1,890,000 | 2,778,000 | 3,574,000 |
| Net interest income | 748,000 | 1,561,000 | 2,364,000 | 3,169,000 |
| Noninterest income | 173,000 | 333,000 | 458,000 | 580,000 |
| Noninterest expense | 511,000 | 1,027,000 | 1,517,000 | 2,047,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 395,000 | 837,000 | 1,260,000 | 1,642,000 |
| Income tax | 132,000 | 274,000 | 415,000 | 540,000 |
| Net income | 263,000 | 563,000 | 845,000 | 1,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,723,000 | 7,998,000 | 7,561,000 | 7,475,000 |
| Total capital | 8,600,000 | 8,900,000 | 8,451,000 | 8,339,000 |
| Risk-weighted assets | 70,051,000 | 72,568,000 | 71,695,000 | 69,552,000 |