Call reports 2001
BANK OF CARBON HILL — 2001
What BANK OF CARBON HILL reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 31,850,000 | 31,434,000 | 32,570,000 | 32,739,000 |
| Total loans | 9,989,000 | 9,656,000 | 9,280,000 | 8,855,000 |
| Allowance for loan losses | 70,000 | 71,000 | 67,000 | 67,000 |
| Securities available for sale | 8,191,000 | 8,436,000 | 7,869,000 | 9,818,000 |
| Securities held to maturity | 10,742,000 | 9,628,000 | 8,406,000 | 6,877,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,238,000 | 25,694,000 | 26,609,000 | 27,253,000 |
| Interest-bearing deposits | 22,152,000 | 22,019,000 | 22,558,000 | 23,216,000 |
| Noninterest-bearing deposits | 4,086,000 | 3,675,000 | 4,051,000 | 4,037,000 |
| Equity capital | 5,325,000 | 5,418,000 | 5,554,000 | 5,312,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,083,000 | 1,589,000 | 2,071,000 |
| Interest expense | 261,000 | 506,000 | 727,000 | 933,000 |
| Net interest income | 281,000 | 577,000 | 862,000 | 1,138,000 |
| Noninterest income | 52,000 | 95,000 | 137,000 | 175,000 |
| Noninterest expense | 221,000 | 432,000 | 655,000 | 1,201,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 112,000 | 240,000 | 344,000 | 112,000 |
| Income tax | 29,000 | 53,000 | 78,000 | -8,000 |
| Net income | 83,000 | 187,000 | 266,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,284,000 | 5,388,000 | 5,467,000 | 5,321,000 |
| Total capital | 5,354,000 | 5,459,000 | 5,534,000 | 5,388,000 |
| Risk-weighted assets | 14,741,000 | 14,175,000 | 13,922,000 | 13,013,000 |