Call reports 2003
ANCHOR BANK — 2003
What ANCHOR BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Total assets | 83,032,000 | 88,833,000 | 93,597,000 |
| Total loans | 67,388,000 | 72,811,000 | 73,434,000 |
| Allowance for loan losses | 549,000 | 534,000 | 568,000 |
| Securities available for sale | 4,875,000 | 1,032,000 | 801,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 68,126,000 | 73,661,000 | 78,070,000 |
| Interest-bearing deposits | 57,542,000 | 63,128,000 | 59,696,000 |
| Noninterest-bearing deposits | 10,584,000 | 10,533,000 | 18,374,000 |
| Equity capital | 8,615,000 | 9,168,000 | 9,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Interest income | 1,427,000 | 2,923,000 | 4,431,000 |
| Interest expense | 511,000 | 1,031,000 | 1,602,000 |
| Net interest income | 916,000 | 1,892,000 | 2,829,000 |
| Noninterest income | 79,000 | 161,000 | 244,000 |
| Noninterest expense | 626,000 | 1,245,000 | 1,868,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 |
| Pretax income | 333,000 | 736,000 | 1,097,000 |
| Income tax | 117,000 | 254,000 | 377,000 |
| Net income | 216,000 | 482,000 | 720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 |
|---|---|---|---|
| Tier 1 capital | 6,402,000 | 6,986,000 | 7,243,000 |
| Total capital | 6,951,000 | 7,520,000 | 7,811,000 |
| Risk-weighted assets | 67,897,000 | 73,310,000 | 74,311,000 |