Call reports 2002
ANCHOR BANK — 2002
What ANCHOR BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 76,587,000 | 77,906,000 | 76,749,000 | 79,100,000 |
| Total loans | 57,967,000 | 62,568,000 | 62,352,000 | 63,059,000 |
| Allowance for loan losses | 451,000 | 468,000 | 488,000 | 511,000 |
| Securities available for sale | 6,748,000 | 6,298,000 | 5,861,000 | 5,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,726,000 | 66,527,000 | 62,122,000 | 64,144,000 |
| Interest-bearing deposits | 55,068,000 | 56,393,000 | 53,057,000 | 54,532,000 |
| Noninterest-bearing deposits | 10,658,000 | 10,134,000 | 9,065,000 | 9,612,000 |
| Equity capital | 7,640,000 | 8,087,000 | 8,243,000 | 8,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,212,000 | 2,569,000 | 3,906,000 | 5,325,000 |
| Interest expense | 580,000 | 1,130,000 | 1,705,000 | 2,241,000 |
| Net interest income | 632,000 | 1,439,000 | 2,201,000 | 3,084,000 |
| Noninterest income | 73,000 | 139,000 | 211,000 | 301,000 |
| Noninterest expense | 564,000 | 1,165,000 | 1,761,000 | 2,412,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 144,000 |
| Pretax income | 105,000 | 352,000 | 554,000 | 840,000 |
| Income tax | 35,000 | 119,000 | 188,000 | 285,000 |
| Net income | 70,000 | 233,000 | 366,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,381,000 | 5,805,000 | 5,958,000 | 6,166,000 |
| Total capital | 5,832,000 | 6,273,000 | 6,446,000 | 6,677,000 |
| Risk-weighted assets | 57,942,000 | 61,874,000 | 61,121,000 | 62,978,000 |