Call reports 2001
ANCHOR BANK — 2001
What ANCHOR BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 68,573,000 | 69,487,000 | 71,826,000 | 75,037,000 |
| Total loans | 50,201,000 | 52,089,000 | 56,593,000 | 53,695,000 |
| Allowance for loan losses | 540,000 | 567,000 | 594,000 | 418,000 |
| Securities available for sale | 8,493,000 | 8,173,000 | 7,831,000 | 5,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,108,000 | 61,266,000 | 63,220,000 | 64,415,000 |
| Interest-bearing deposits | 50,878,000 | 51,420,000 | 53,776,000 | 55,506,000 |
| Noninterest-bearing deposits | 9,230,000 | 9,846,000 | 9,444,000 | 8,909,000 |
| Equity capital | 6,964,000 | 7,144,000 | 7,396,000 | 7,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,285,000 | 2,623,000 | 3,931,000 | 5,233,000 |
| Interest expense | 640,000 | 1,296,000 | 1,914,000 | 2,519,000 |
| Net interest income | 645,000 | 1,327,000 | 2,017,000 | 2,714,000 |
| Noninterest income | 96,000 | 195,000 | 285,000 | 375,000 |
| Noninterest expense | 575,000 | 1,164,000 | 1,759,000 | 2,331,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 208,000 |
| Pretax income | 108,000 | 285,000 | 443,000 | 632,000 |
| Income tax | 35,000 | 95,000 | 149,000 | 214,000 |
| Net income | 73,000 | 190,000 | 294,000 | 418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,536,000 | 4,749,000 | 4,974,000 | 5,141,000 |
| Total capital | 5,076,000 | 5,316,000 | 5,568,000 | 5,559,000 |
| Risk-weighted assets | 48,989,000 | 52,117,000 | 53,989,000 | 52,725,000 |