Call reports 2012
PEOPLE'S COMMUNITY STATE BANK — 2012
What PEOPLE'S COMMUNITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 128,031,000 | 130,322,000 | 128,907,000 | 124,899,000 |
| Total loans | 88,706,000 | 88,692,000 | 90,076,000 | 85,907,000 |
| Allowance for loan losses | 1,523,000 | 1,571,000 | 1,829,000 | 1,789,000 |
| Securities available for sale | 19,427,000 | 22,269,000 | 24,035,000 | 24,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,126,000 | 109,167,000 | 106,668,000 | 102,026,000 |
| Interest-bearing deposits | 95,925,000 | 99,082,000 | 96,095,000 | 91,448,000 |
| Noninterest-bearing deposits | 10,201,000 | 10,085,000 | 10,573,000 | 10,578,000 |
| Equity capital | 21,614,000 | 20,136,000 | 21,143,000 | 21,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,643,000 | 3,275,000 | 4,903,000 | 6,489,000 |
| Interest expense | 212,000 | 410,000 | 598,000 | 776,000 |
| Net interest income | 1,431,000 | 2,865,000 | 4,305,000 | 5,713,000 |
| Noninterest income | 397,000 | 727,000 | 1,203,000 | 1,551,000 |
| Noninterest expense | 917,000 | 2,410,000 | 3,214,000 | 4,003,000 |
| Provision for loan losses | 47,000 | 96,000 | 274,000 | 324,000 |
| Pretax income | 864,000 | 1,086,000 | 2,020,000 | 2,937,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 864,000 | 1,086,000 | 2,020,000 | 2,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,825,000 | 18,297,000 | 19,231,000 | 20,148,000 |
| Total capital | 20,917,000 | 19,421,000 | 20,378,000 | 21,270,000 |
| Risk-weighted assets | 86,922,000 | 88,773,000 | 90,437,000 | 88,421,000 |