Call reports 2011
PEOPLE'S COMMUNITY STATE BANK — 2011
What PEOPLE'S COMMUNITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 128,727,000 | 129,515,000 | 131,396,000 | 126,938,000 |
| Total loans | 98,144,000 | 99,172,000 | 98,886,000 | 91,645,000 |
| Allowance for loan losses | 1,651,000 | 1,755,000 | 1,866,000 | 1,468,000 |
| Securities available for sale | 2,341,000 | 2,947,000 | 3,290,000 | 4,326,000 |
| Securities held to maturity | 14,119,000 | 14,382,000 | 14,382,000 | 14,379,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,180,000 | 105,610,000 | 106,327,000 | 101,725,000 |
| Interest-bearing deposits | 95,496,000 | 96,499,000 | 96,801,000 | 91,676,000 |
| Noninterest-bearing deposits | 8,684,000 | 9,111,000 | 9,526,000 | 10,049,000 |
| Equity capital | 19,210,000 | 18,526,000 | 19,628,000 | 19,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,811,000 | 3,612,000 | 5,432,000 | 7,182,000 |
| Interest expense | 292,000 | 575,000 | 836,000 | 1,072,000 |
| Net interest income | 1,519,000 | 3,037,000 | 4,596,000 | 6,110,000 |
| Noninterest income | 358,000 | 719,000 | 1,101,000 | 1,494,000 |
| Noninterest expense | 816,000 | 1,639,000 | 2,498,000 | 3,362,000 |
| Provision for loan losses | 48,000 | 100,000 | 154,000 | 846,000 |
| Pretax income | 1,013,000 | 2,017,000 | 3,045,000 | 3,396,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 1,011,000 | 2,015,000 | 3,043,000 | 3,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,328,000 | 17,582,000 | 18,610,000 | 18,961,000 |
| Total capital | 19,464,000 | 18,740,000 | 19,766,000 | 20,068,000 |
| Risk-weighted assets | 90,361,000 | 92,044,000 | 91,744,000 | 88,236,000 |