Call reports 2001
PEOPLE'S COMMUNITY STATE BANK — 2001
What PEOPLE'S COMMUNITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 56,745,000 | 57,096,000 | 59,712,000 | 58,858,000 |
| Total loans | 45,502,000 | 46,329,000 | 45,414,000 | 46,588,000 |
| Allowance for loan losses | 678,000 | 694,000 | 689,000 | 707,000 |
| Securities available for sale | 2,713,000 | 1,771,000 | 1,438,000 | 1,271,000 |
| Securities held to maturity | 1,967,000 | 3,167,000 | 3,496,000 | 3,276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,780,000 | 51,372,000 | 53,758,000 | 52,791,000 |
| Interest-bearing deposits | 47,744,000 | 48,326,000 | 50,296,000 | 49,823,000 |
| Noninterest-bearing deposits | 3,036,000 | 3,046,000 | 3,462,000 | 2,968,000 |
| Equity capital | 5,653,000 | 5,430,000 | 5,660,000 | 5,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,180,000 | 2,339,000 | 3,484,000 | 4,577,000 |
| Interest expense | 589,000 | 1,159,000 | 1,708,000 | 2,186,000 |
| Net interest income | 591,000 | 1,180,000 | 1,776,000 | 2,391,000 |
| Noninterest income | 101,000 | 214,000 | 322,000 | 420,000 |
| Noninterest expense | 356,000 | 768,000 | 1,235,000 | 1,694,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 120,000 |
| Pretax income | 321,000 | 596,000 | 818,000 | 997,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 321,000 | 596,000 | 818,000 | 997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,640,000 | 5,415,000 | 5,637,000 | 5,816,000 |
| Total capital | 6,128,000 | 5,927,000 | 6,157,000 | 6,342,000 |
| Risk-weighted assets | 38,827,000 | 40,796,000 | 41,426,000 | 41,865,000 |