Call reports 2022
UNION STATE BANK — 2022
What UNION STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 66,369,000 | 66,482,000 | 65,265,000 | 66,800,000 |
| Total loans | 41,828,000 | 41,208,000 | 41,540,000 | 42,247,000 |
| Allowance for loan losses | 400,000 | 421,000 | 438,000 | 433,000 |
| Securities available for sale | 9,893,000 | 9,474,000 | 9,911,000 | 9,687,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,224,000 | 61,281,000 | 60,345,000 | 61,768,000 |
| Interest-bearing deposits | 41,408,000 | 42,327,000 | 41,851,000 | 42,810,000 |
| Noninterest-bearing deposits | 18,816,000 | 18,954,000 | 18,494,000 | 18,958,000 |
| Equity capital | 4,370,000 | 4,011,000 | 3,744,000 | 3,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,275,000 | 1,978,000 | 2,750,000 |
| Interest expense | 52,000 | 106,000 | 161,000 | 233,000 |
| Net interest income | 541,000 | 1,169,000 | 1,817,000 | 2,517,000 |
| Noninterest income | 124,000 | 264,000 | 399,000 | 521,000 |
| Noninterest expense | 527,000 | 1,035,000 | 1,589,000 | 2,199,000 |
| Provision for loan losses | 30,000 | 50,000 | 75,000 | 95,000 |
| Pretax income | 108,000 | 348,000 | 552,000 | 744,000 |
| Income tax | 5,000 | 17,000 | 24,000 | 30,000 |
| Net income | 103,000 | 331,000 | 528,000 | 714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,959,000 | 5,136,000 | 5,284,000 | 5,371,000 |
| Total capital | 5,359,000 | 5,557,000 | 5,722,000 | 5,804,000 |
| Risk-weighted assets | 40,315,000 | 41,282,000 | 41,762,000 | 42,101,000 |