Call reports 2021
UNION STATE BANK — 2021
What UNION STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 61,963,000 | 62,382,000 | 61,911,000 | 65,148,000 |
| Total loans | 38,192,000 | 38,065,000 | 38,661,000 | 40,607,000 |
| Allowance for loan losses | 351,000 | 353,000 | 358,000 | 362,000 |
| Securities available for sale | 8,504,000 | 8,417,000 | 8,237,000 | 8,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,603,000 | 54,986,000 | 54,548,000 | 58,421,000 |
| Interest-bearing deposits | 36,401,000 | 37,230,000 | 37,352,000 | 40,186,000 |
| Noninterest-bearing deposits | 18,202,000 | 17,756,000 | 17,196,000 | 18,235,000 |
| Equity capital | 4,835,000 | 5,031,000 | 5,107,000 | 4,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 784,000 | 1,412,000 | 1,981,000 | 2,539,000 |
| Interest expense | 50,000 | 104,000 | 156,000 | 209,000 |
| Net interest income | 734,000 | 1,308,000 | 1,825,000 | 2,330,000 |
| Noninterest income | 116,000 | 251,000 | 385,000 | 581,000 |
| Noninterest expense | 508,000 | 1,018,000 | 1,536,000 | 2,170,000 |
| Provision for loan losses | 0 | 15,000 | 20,000 | 25,000 |
| Pretax income | 342,000 | 526,000 | 654,000 | 716,000 |
| Income tax | 0 | 7,000 | 12,000 | 17,000 |
| Net income | 342,000 | 519,000 | 642,000 | 699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,873,000 | 5,006,000 | 5,089,000 | 4,906,000 |
| Total capital | 5,224,000 | 5,359,000 | 5,447,000 | 5,268,000 |
| Risk-weighted assets | 37,437,000 | 36,633,000 | 36,777,000 | 39,190,000 |