Call reports 2019
UNION STATE BANK — 2019
What UNION STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 50,658,000 | 50,416,000 | 49,435,000 | 49,932,000 |
| Total loans | 37,233,000 | 38,620,000 | 38,131,000 | 38,037,000 |
| Allowance for loan losses | 372,000 | 379,000 | 390,000 | 423,000 |
| Securities available for sale | 6,094,000 | 5,913,000 | 5,438,000 | 5,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,136,000 | 42,018,000 | 41,151,000 | 42,184,000 |
| Interest-bearing deposits | 29,388,000 | 28,922,000 | 27,929,000 | 29,832,000 |
| Noninterest-bearing deposits | 12,748,000 | 13,096,000 | 13,222,000 | 12,352,000 |
| Equity capital | 4,296,000 | 4,384,000 | 4,431,000 | 4,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 621,000 | 1,257,000 | 1,904,000 | 2,529,000 |
| Interest expense | 63,000 | 124,000 | 189,000 | 251,000 |
| Net interest income | 558,000 | 1,133,000 | 1,715,000 | 2,278,000 |
| Noninterest income | 146,000 | 225,000 | 303,000 | 464,000 |
| Noninterest expense | 499,000 | 1,034,000 | 1,580,000 | 2,127,000 |
| Provision for loan losses | 15,000 | 25,000 | 40,000 | 130,000 |
| Pretax income | 190,000 | 299,000 | 398,000 | 485,000 |
| Income tax | 3,000 | 14,000 | 20,000 | 25,000 |
| Net income | 187,000 | 285,000 | 378,000 | 460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,261,000 | 4,314,000 | 4,367,000 | 4,324,000 |
| Total capital | 4,633,000 | 4,693,000 | 4,757,000 | 4,747,000 |
| Risk-weighted assets | 43,546,000 | 45,308,000 | 35,709,000 | 37,167,000 |