Call reports 2018
UNION STATE BANK — 2018
What UNION STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 51,946,000 | 50,637,000 | 50,439,000 | 50,637,000 |
| Total loans | 36,355,000 | 36,908,000 | 38,311,000 | 39,209,000 |
| Allowance for loan losses | 320,000 | 321,000 | 345,000 | 362,000 |
| Securities available for sale | 6,919,000 | 6,787,000 | 6,462,000 | 5,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,914,000 | 42,683,000 | 41,898,000 | 42,581,000 |
| Interest-bearing deposits | 30,702,000 | 30,317,000 | 30,322,000 | 30,463,000 |
| Noninterest-bearing deposits | 13,212,000 | 12,366,000 | 11,576,000 | 12,118,000 |
| Equity capital | 4,042,000 | 4,117,000 | 4,138,000 | 4,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 586,000 | 1,193,000 | 1,821,000 | 2,463,000 |
| Interest expense | 48,000 | 94,000 | 145,000 | 200,000 |
| Net interest income | 538,000 | 1,099,000 | 1,676,000 | 2,263,000 |
| Noninterest income | 88,000 | 188,000 | 276,000 | 365,000 |
| Noninterest expense | 477,000 | 956,000 | 1,468,000 | 2,030,000 |
| Provision for loan losses | 0 | 25,000 | 75,000 | 105,000 |
| Pretax income | 149,000 | 306,000 | 409,000 | 493,000 |
| Income tax | 0 | 8,000 | 13,000 | 17,000 |
| Net income | 149,000 | 298,000 | 396,000 | 476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,028,000 | 4,121,000 | 4,179,000 | 4,109,000 |
| Total capital | 4,348,000 | 4,442,000 | 4,524,000 | 4,471,000 |
| Risk-weighted assets | 40,302,000 | 41,274,000 | 43,568,000 | 44,703,000 |