Call reports 2017
UNION STATE BANK — 2017
What UNION STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 50,403,000 | 49,851,000 | 48,776,000 | 52,092,000 |
| Total loans | 33,095,000 | 34,270,000 | 34,712,000 | 36,447,000 |
| Allowance for loan losses | 335,000 | 337,000 | 359,000 | 320,000 |
| Securities available for sale | 6,867,000 | 7,641,000 | 7,367,000 | 7,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,047,000 | 41,522,000 | 40,175,000 | 43,842,000 |
| Interest-bearing deposits | 30,137,000 | 29,756,000 | 29,404,000 | 31,942,000 |
| Noninterest-bearing deposits | 11,910,000 | 11,766,000 | 10,771,000 | 11,900,000 |
| Equity capital | 3,906,000 | 4,034,000 | 4,065,000 | 3,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,079,000 | 1,630,000 | 2,216,000 |
| Interest expense | 46,000 | 95,000 | 146,000 | 195,000 |
| Net interest income | 480,000 | 984,000 | 1,484,000 | 2,021,000 |
| Noninterest income | 98,000 | 186,000 | 287,000 | 386,000 |
| Noninterest expense | 447,000 | 892,000 | 1,365,000 | 1,873,000 |
| Provision for loan losses | 10,000 | 15,000 | 40,000 | 45,000 |
| Pretax income | 121,000 | 263,000 | 366,000 | 489,000 |
| Income tax | 0 | 9,000 | 13,000 | 18,000 |
| Net income | 121,000 | 254,000 | 353,000 | 471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,813,000 | 3,871,000 | 3,930,000 | 3,918,000 |
| Total capital | 4,147,000 | 4,208,000 | 4,289,000 | 4,238,000 |
| Risk-weighted assets | 36,941,000 | 38,836,000 | 38,964,000 | 40,211,000 |