Call reports 2013
UNION STATE BANK — 2013
What UNION STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 43,286,000 | 44,160,000 | 44,580,000 | 44,263,000 |
| Total loans | 24,721,000 | 26,565,000 | 26,805,000 | 27,443,000 |
| Allowance for loan losses | 334,000 | 322,000 | 310,000 | 308,000 |
| Securities available for sale | 10,667,000 | 9,869,000 | 9,652,000 | 9,362,000 |
| Securities held to maturity | 59,000 | 38,000 | 24,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,121,000 | 37,374,000 | 37,923,000 | 37,767,000 |
| Interest-bearing deposits | 28,651,000 | 29,066,000 | 29,833,000 | 30,354,000 |
| Noninterest-bearing deposits | 7,470,000 | 8,308,000 | 8,090,000 | 7,413,000 |
| Equity capital | 3,414,000 | 3,202,000 | 3,170,000 | 3,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 897,000 | 1,355,000 | 1,814,000 |
| Interest expense | 71,000 | 141,000 | 205,000 | 267,000 |
| Net interest income | 371,000 | 756,000 | 1,150,000 | 1,547,000 |
| Noninterest income | 97,000 | 205,000 | 307,000 | 409,000 |
| Noninterest expense | 394,000 | 765,000 | 1,165,000 | 1,622,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 74,000 | 196,000 | 292,000 | 329,000 |
| Income tax | 0 | 6,000 | 10,000 | 13,000 |
| Net income | 74,000 | 190,000 | 282,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,195,000 | 3,255,000 | 3,318,000 | 3,267,000 |
| Total capital | 3,529,000 | 3,576,000 | 3,627,000 | 3,576,000 |
| Risk-weighted assets | 33,035,000 | 34,386,000 | 33,003,000 | 32,907,000 |