Call reports 2012
UNION STATE BANK — 2012
What UNION STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,896,000 | 38,887,000 | 39,954,000 | 42,336,000 |
| Total loans | 25,677,000 | 25,696,000 | 25,430,000 | 25,179,000 |
| Allowance for loan losses | 373,000 | 371,000 | 343,000 | 334,000 |
| Securities available for sale | 8,719,000 | 7,991,000 | 7,721,000 | 9,546,000 |
| Securities held to maturity | 191,000 | 128,000 | 104,000 | 83,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,273,000 | 31,852,000 | 32,948,000 | 35,612,000 |
| Interest-bearing deposits | 27,585,000 | 26,787,000 | 27,200,000 | 27,775,000 |
| Noninterest-bearing deposits | 5,688,000 | 5,065,000 | 5,748,000 | 7,837,000 |
| Equity capital | 3,373,000 | 3,454,000 | 3,498,000 | 3,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 925,000 | 1,381,000 | 1,833,000 |
| Interest expense | 87,000 | 168,000 | 247,000 | 323,000 |
| Net interest income | 383,000 | 757,000 | 1,134,000 | 1,510,000 |
| Noninterest income | 117,000 | 238,000 | 372,000 | 498,000 |
| Noninterest expense | 412,000 | 804,000 | 1,197,000 | 1,660,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 35,000 |
| Pretax income | 88,000 | 191,000 | 284,000 | 313,000 |
| Income tax | 3,000 | 10,000 | 14,000 | 18,000 |
| Net income | 85,000 | 181,000 | 270,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,122,000 | 3,153,000 | 3,207,000 | 3,146,000 |
| Total capital | 3,486,000 | 3,519,000 | 3,520,000 | 3,479,000 |
| Risk-weighted assets | 29,140,000 | 29,361,000 | 29,460,000 | 31,379,000 |