Call reports 2011
UNION STATE BANK — 2011
What UNION STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 35,806,000 | 36,200,000 | 37,081,000 | 40,944,000 |
| Total loans | 22,513,000 | 24,271,000 | 24,914,000 | 25,353,000 |
| Allowance for loan losses | 375,000 | 370,000 | 372,000 | 359,000 |
| Securities available for sale | 6,465,000 | 6,962,000 | 6,692,000 | 8,878,000 |
| Securities held to maturity | 640,000 | 607,000 | 314,000 | 259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,618,000 | 28,089,000 | 28,934,000 | 33,042,000 |
| Interest-bearing deposits | 22,915,000 | 23,449,000 | 24,192,000 | 27,565,000 |
| Noninterest-bearing deposits | 4,703,000 | 4,640,000 | 4,742,000 | 5,477,000 |
| Equity capital | 3,205,000 | 3,300,000 | 3,398,000 | 3,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 912,000 | 1,375,000 | 1,828,000 |
| Interest expense | 91,000 | 185,000 | 276,000 | 365,000 |
| Net interest income | 365,000 | 727,000 | 1,099,000 | 1,463,000 |
| Noninterest income | 104,000 | 206,000 | 325,000 | 450,000 |
| Noninterest expense | 379,000 | 753,000 | 1,135,000 | 1,576,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 94,000 | 184,000 | 277,000 | 326,000 |
| Income tax | 5,000 | 11,000 | 15,000 | 17,000 |
| Net income | 89,000 | 173,000 | 262,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,032,000 | 3,055,000 | 3,105,000 | 3,071,000 |
| Total capital | 3,340,000 | 3,380,000 | 3,440,000 | 3,428,000 |
| Risk-weighted assets | 24,598,000 | 25,947,000 | 26,745,000 | 28,587,000 |