Call reports 2010
UNION STATE BANK — 2010
What UNION STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 36,077,000 | 35,456,000 | 33,806,000 | 34,422,000 |
| Total loans | 22,226,000 | 22,751,000 | 22,336,000 | 23,155,000 |
| Allowance for loan losses | 399,000 | 385,000 | 387,000 | 372,000 |
| Securities available for sale | 7,862,000 | 7,098,000 | 6,751,000 | 7,130,000 |
| Securities held to maturity | 1,346,000 | 1,345,000 | 943,000 | 641,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,888,000 | 26,306,000 | 25,164,000 | 25,840,000 |
| Interest-bearing deposits | 22,677,000 | 22,521,000 | 21,485,000 | 21,808,000 |
| Noninterest-bearing deposits | 4,211,000 | 3,785,000 | 3,679,000 | 4,032,000 |
| Equity capital | 3,143,000 | 3,216,000 | 3,269,000 | 3,128,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 459,000 | 929,000 | 1,396,000 | 1,861,000 |
| Interest expense | 123,000 | 243,000 | 355,000 | 459,000 |
| Net interest income | 336,000 | 686,000 | 1,041,000 | 1,402,000 |
| Noninterest income | 88,000 | 192,000 | 311,000 | 434,000 |
| Noninterest expense | 357,000 | 718,000 | 1,102,000 | 1,534,000 |
| Provision for loan losses | 0 | 10,000 | 15,000 | 15,000 |
| Pretax income | 67,000 | 150,000 | 235,000 | 287,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 67,000 | 150,000 | 235,000 | 287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,924,000 | 2,946,000 | 2,998,000 | 2,973,000 |
| Total capital | 3,207,000 | 3,236,000 | 3,258,000 | 3,271,000 |
| Risk-weighted assets | 22,600,000 | 23,256,000 | 22,807,000 | 23,604,000 |