Call reports 2002
UNION STATE BANK — 2002
What UNION STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,694,000 | 30,913,000 | 30,364,000 | 30,663,000 |
| Total loans | 20,986,000 | 21,177,000 | 20,720,000 | 20,949,000 |
| Allowance for loan losses | 231,000 | 335,000 | 339,000 | 330,000 |
| Securities available for sale | 4,504,000 | 4,362,000 | 4,208,000 | 4,019,000 |
| Securities held to maturity | 1,405,000 | 1,402,000 | 1,342,000 | 1,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,744,000 | 23,253,000 | 22,984,000 | 22,628,000 |
| Interest-bearing deposits | 21,588,000 | 21,279,000 | 20,668,000 | 20,500,000 |
| Noninterest-bearing deposits | 2,156,000 | 1,974,000 | 2,316,000 | 2,128,000 |
| Equity capital | 2,288,000 | 2,238,000 | 2,289,000 | 2,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 996,000 | 1,474,000 | 1,942,000 |
| Interest expense | 216,000 | 444,000 | 644,000 | 831,000 |
| Net interest income | 299,000 | 552,000 | 830,000 | 1,111,000 |
| Noninterest income | 53,000 | 109,000 | 182,000 | 252,000 |
| Noninterest expense | 236,000 | 473,000 | 723,000 | 988,000 |
| Provision for loan losses | 15,000 | 119,000 | 127,000 | 127,000 |
| Pretax income | 96,000 | 64,000 | 157,000 | 243,000 |
| Income tax | -1,000 | 7,000 | 11,000 | 14,000 |
| Net income | 97,000 | 57,000 | 146,000 | 229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,266,000 | 2,193,000 | 2,212,000 | 2,213,000 |
| Total capital | 2,497,000 | 2,448,000 | 2,458,000 | 2,465,000 |
| Risk-weighted assets | 19,956,000 | 20,371,000 | 19,601,000 | 20,103,000 |