Call reports 2001
UNION STATE BANK — 2001
What UNION STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,966,000 | 30,081,000 | 30,092,000 | 31,472,000 |
| Total loans | 19,395,000 | 20,279,000 | 20,370,000 | 20,877,000 |
| Allowance for loan losses | 218,000 | 231,000 | 235,000 | 226,000 |
| Securities available for sale | 6,904,000 | 5,385,000 | 5,440,000 | 5,282,000 |
| Securities held to maturity | 1,120,000 | 1,098,000 | 1,093,000 | 1,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,860,000 | 22,046,000 | 22,491,000 | 22,949,000 |
| Interest-bearing deposits | 20,819,000 | 20,138,000 | 20,569,000 | 20,616,000 |
| Noninterest-bearing deposits | 2,041,000 | 1,908,000 | 1,922,000 | 2,333,000 |
| Equity capital | 2,207,000 | 2,227,000 | 2,297,000 | 2,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,195,000 | 1,766,000 | 2,299,000 |
| Interest expense | 307,000 | 608,000 | 893,000 | 1,146,000 |
| Net interest income | 300,000 | 587,000 | 873,000 | 1,153,000 |
| Noninterest income | 44,000 | 104,000 | 196,000 | 261,000 |
| Noninterest expense | 216,000 | 468,000 | 717,000 | 1,001,000 |
| Provision for loan losses | 13,000 | 28,000 | 38,000 | 43,000 |
| Pretax income | 115,000 | 195,000 | 314,000 | 370,000 |
| Income tax | 1,000 | 7,000 | 11,000 | 15,000 |
| Net income | 114,000 | 188,000 | 303,000 | 355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,178,000 | 2,186,000 | 2,230,000 | 2,204,000 |
| Total capital | 2,396,000 | 2,417,000 | 2,465,000 | 2,430,000 |
| Risk-weighted assets | 18,822,000 | 19,304,000 | 20,569,000 | 20,487,000 |