Call reports 2026
CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS — 2026
What CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 275,191,000 | 275,922,000 |
| Total loans | 164,923,000 | 170,444,000 |
| Allowance for loan losses | 2,002,000 | 2,027,000 |
| Securities available for sale | 87,459,000 | 84,851,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 212,173,000 | 211,405,000 |
| Interest-bearing deposits | 170,398,000 | 169,892,000 |
| Noninterest-bearing deposits | 41,775,000 | 41,513,000 |
| Equity capital | 20,927,000 | 21,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,401,000 | 6,922,000 |
| Interest expense | 1,222,000 | 2,571,000 |
| Net interest income | 2,179,000 | 4,351,000 |
| Noninterest income | 587,000 | 1,219,000 |
| Noninterest expense | 1,655,000 | 3,302,000 |
| Provision for loan losses | 36,000 | 60,000 |
| Pretax income | 1,075,000 | 2,196,000 |
| Income tax | 19,000 | 51,000 |
| Net income | 1,056,000 | 2,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,183,000 | 27,722,000 |