Call reports 2024
CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS — 2024
What CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 256,752,000 | 257,486,000 | 254,408,000 | 264,141,000 |
| Total loans | 148,645,000 | 154,657,000 | 156,332,000 | 154,146,000 |
| Allowance for loan losses | 1,869,000 | 1,869,000 | 1,882,000 | 1,882,000 |
| Securities available for sale | 79,376,000 | 77,776,000 | 78,386,000 | 76,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 189,145,000 | 191,348,000 | 186,082,000 | 199,793,000 |
| Interest-bearing deposits | 149,740,000 | 152,047,000 | 147,986,000 | 160,646,000 |
| Noninterest-bearing deposits | 39,405,000 | 39,301,000 | 38,095,000 | 39,147,000 |
| Equity capital | 13,625,000 | 14,579,000 | 17,593,000 | 14,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,896,000 | 5,851,000 | 8,822,000 | 11,864,000 |
| Interest expense | 1,240,000 | 2,719,000 | 4,231,000 | 5,865,000 |
| Net interest income | 1,656,000 | 3,132,000 | 4,591,000 | 5,999,000 |
| Noninterest income | 489,000 | 986,000 | 1,479,000 | 2,026,000 |
| Noninterest expense | 1,424,000 | 2,813,000 | 4,342,000 | 5,737,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 721,000 | 1,305,000 | 1,728,000 | 2,288,000 |
| Income tax | 7,000 | 26,000 | 35,000 | 61,000 |
| Net income | 714,000 | 1,279,000 | 1,693,000 | 2,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,398,000 | 24,636,000 | 24,722,000 | 24,929,000 |
| Total capital | 26,172,000 | 26,480,000 | 26,571,000 | 26,748,000 |
| Risk-weighted assets | 141,770,000 | 147,430,000 | 147,862,000 | 145,452,000 |