Call reports 2023
CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS — 2023
What CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 252,820,000 | 256,109,000 | 246,459,000 | 263,237,000 |
| Total loans | 145,706,000 | 152,643,000 | 151,196,000 | 148,353,000 |
| Allowance for loan losses | 1,937,000 | 1,938,000 | 1,919,000 | 1,919,000 |
| Securities available for sale | 89,415,000 | 86,658,000 | 80,286,000 | 82,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,280,000 | 189,192,000 | 178,766,000 | 194,717,000 |
| Interest-bearing deposits | 148,247,000 | 148,172,000 | 138,276,000 | 151,500,000 |
| Noninterest-bearing deposits | 46,033,000 | 41,020,000 | 40,490,000 | 43,216,000 |
| Equity capital | 10,201,000 | 9,964,000 | 6,564,000 | 11,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,360,000 | 4,866,000 | 7,522,000 | 10,224,000 |
| Interest expense | 820,000 | 1,904,000 | 3,169,000 | 4,691,000 |
| Net interest income | 1,540,000 | 2,962,000 | 4,353,000 | 5,533,000 |
| Noninterest income | 475,000 | 946,000 | 1,528,000 | 2,016,000 |
| Noninterest expense | 1,482,000 | 2,955,000 | 4,348,000 | 5,523,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 533,000 | 953,000 | 1,533,000 | 2,026,000 |
| Income tax | 0 | 0 | 29,000 | 49,000 |
| Net income | 533,000 | 953,000 | 1,504,000 | 1,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,545,000 | 20,558,000 | 20,702,000 | 21,178,000 |
| Total capital | 22,325,000 | 22,392,000 | 22,521,000 | 22,957,000 |
| Risk-weighted assets | 142,217,000 | 146,566,000 | 145,421,000 | 142,161,000 |