Call reports 2022
CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS — 2022
What CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 246,896,000 | 250,047,000 | 246,301,000 | 253,886,000 |
| Total loans | 129,671,000 | 139,006,000 | 144,281,000 | 144,640,000 |
| Allowance for loan losses | 1,411,000 | 1,428,000 | 1,441,000 | 1,457,000 |
| Securities available for sale | 101,254,000 | 99,191,000 | 90,138,000 | 90,791,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,389,000 | 195,023,000 | 183,559,000 | 193,512,000 |
| Interest-bearing deposits | 151,221,000 | 146,833,000 | 136,925,000 | 143,459,000 |
| Noninterest-bearing deposits | 46,168,000 | 48,189,000 | 46,634,000 | 50,054,000 |
| Equity capital | 14,604,000 | 11,499,000 | 6,410,000 | 9,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,006,000 | 4,165,000 | 6,347,000 | 8,592,000 |
| Interest expense | 136,000 | 333,000 | 737,000 | 1,578,000 |
| Net interest income | 1,870,000 | 3,832,000 | 5,610,000 | 7,014,000 |
| Noninterest income | 444,000 | 884,000 | 1,348,000 | 1,832,000 |
| Noninterest expense | 1,403,000 | 2,800,000 | 4,255,000 | 5,688,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 896,000 | 1,886,000 | 2,658,000 | 3,098,000 |
| Income tax | 35,000 | 77,000 | 110,000 | 131,000 |
| Net income | 861,000 | 1,809,000 | 2,548,000 | 2,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,026,000 | 20,578,000 | 20,921,000 | 20,943,000 |
| Total capital | 21,437,000 | 22,005,000 | 22,362,000 | 22,400,000 |
| Risk-weighted assets | 133,316,000 | 137,711,000 | 142,980,000 | 140,764,000 |