Call reports 2018
CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS — 2018
What CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 185,219,000 | 183,149,000 | 183,047,000 | 191,458,000 |
| Total loans | 100,551,000 | 105,242,000 | 106,072,000 | 104,003,000 |
| Allowance for loan losses | 1,146,000 | 1,165,000 | 1,183,000 | 1,209,000 |
| Securities available for sale | 66,167,000 | 67,450,000 | 66,474,000 | 69,626,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,037,000 | 138,294,000 | 134,608,000 | 142,831,000 |
| Interest-bearing deposits | 112,545,000 | 109,215,000 | 106,844,000 | 112,548,000 |
| Noninterest-bearing deposits | 31,492,000 | 29,079,000 | 27,764,000 | 30,282,000 |
| Equity capital | 16,375,000 | 16,295,000 | 15,858,000 | 17,035,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,702,000 | 3,478,000 | 5,302,000 | 7,178,000 |
| Interest expense | 264,000 | 590,000 | 975,000 | 1,472,000 |
| Net interest income | 1,438,000 | 2,888,000 | 4,327,000 | 5,706,000 |
| Noninterest income | 316,000 | 616,000 | 943,000 | 1,299,000 |
| Noninterest expense | 1,184,000 | 2,367,000 | 3,599,000 | 4,711,000 |
| Provision for loan losses | 20,000 | 38,000 | 58,000 | 83,000 |
| Pretax income | 550,000 | 1,099,000 | 1,613,000 | 2,211,000 |
| Income tax | 20,000 | 52,000 | 73,000 | 85,000 |
| Net income | 530,000 | 1,047,000 | 1,540,000 | 2,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,218,000 | 16,344,000 | 16,448,000 | 16,644,000 |
| Total capital | 17,364,000 | 17,509,000 | 17,631,000 | 17,853,000 |
| Risk-weighted assets | 100,236,000 | 104,924,000 | 97,362,000 | 108,215,000 |