Call reports 2017
CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS — 2017
What CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 181,628,000 | 184,094,000 | 181,908,000 | 189,527,000 |
| Total loans | 99,950,000 | 102,373,000 | 102,857,000 | 103,417,000 |
| Allowance for loan losses | 1,033,000 | 1,079,000 | 1,104,000 | 1,125,000 |
| Securities available for sale | 70,214,000 | 68,297,000 | 67,748,000 | 64,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,171,000 | 135,948,000 | 132,422,000 | 146,675,000 |
| Interest-bearing deposits | 105,360,000 | 106,846,000 | 102,755,000 | 115,730,000 |
| Noninterest-bearing deposits | 28,811,000 | 29,102,000 | 29,667,000 | 30,944,000 |
| Equity capital | 17,125,000 | 17,893,000 | 17,834,000 | 17,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,651,000 | 3,403,000 | 5,118,000 | 6,838,000 |
| Interest expense | 154,000 | 388,000 | 657,000 | 969,000 |
| Net interest income | 1,497,000 | 3,015,000 | 4,461,000 | 5,869,000 |
| Noninterest income | 262,000 | 548,000 | 728,000 | 1,051,000 |
| Noninterest expense | 1,173,000 | 2,336,000 | 3,524,000 | 4,606,000 |
| Provision for loan losses | 35,000 | 80,000 | 105,000 | 127,000 |
| Pretax income | 551,000 | 1,147,000 | 1,562,000 | 2,189,000 |
| Income tax | 20,000 | 46,000 | 75,000 | 86,000 |
| Net income | 531,000 | 1,101,000 | 1,487,000 | 2,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,723,000 | 15,870,000 | 15,883,000 | 16,101,000 |
| Total capital | 16,756,000 | 16,949,000 | 16,987,000 | 17,226,000 |
| Risk-weighted assets | 100,507,000 | 105,498,000 | 101,369,000 | 112,660,000 |