Call reports 2012
CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS — 2012
What CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,331,000 | 113,205,000 | 114,997,000 | 121,123,000 |
| Total loans | 51,407,000 | 51,964,000 | 52,413,000 | 52,830,000 |
| Allowance for loan losses | 910,000 | 913,000 | 897,000 | 898,000 |
| Securities available for sale | 53,144,000 | 52,603,000 | 56,332,000 | 53,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,875,000 | 94,875,000 | 90,264,000 | 102,243,000 |
| Interest-bearing deposits | 68,706,000 | 67,460,000 | 72,116,000 | 80,943,000 |
| Noninterest-bearing deposits | 24,169,000 | 27,415,000 | 18,149,000 | 21,300,000 |
| Equity capital | 10,270,000 | 10,605,000 | 10,991,000 | 10,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,082,000 | 2,154,000 | 3,198,000 | 4,227,000 |
| Interest expense | 178,000 | 358,000 | 519,000 | 691,000 |
| Net interest income | 904,000 | 1,796,000 | 2,679,000 | 3,536,000 |
| Noninterest income | 193,000 | 394,000 | 601,000 | 865,000 |
| Noninterest expense | 756,000 | 1,550,000 | 2,388,000 | 3,190,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 410,000 | 727,000 | 1,010,000 | 1,387,000 |
| Income tax | 16,000 | 31,000 | 40,000 | 58,000 |
| Net income | 394,000 | 696,000 | 970,000 | 1,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,132,000 | 9,185,000 | 9,210,000 | 9,320,000 |
| Total capital | 9,890,000 | 9,968,000 | 10,005,000 | 10,134,000 |
| Risk-weighted assets | 60,461,000 | 62,518,000 | 63,497,000 | 65,010,000 |