Call reports 2011
CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS — 2011
What CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 102,169,000 | 101,855,000 | 103,873,000 | 114,453,000 |
| Total loans | 52,051,000 | 51,466,000 | 50,637,000 | 51,889,000 |
| Allowance for loan losses | 893,000 | 887,000 | 896,000 | 906,000 |
| Securities available for sale | 40,848,000 | 41,610,000 | 45,709,000 | 47,641,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,643,000 | 84,611,000 | 85,139,000 | 96,102,000 |
| Interest-bearing deposits | 62,704,000 | 60,724,000 | 64,400,000 | 68,830,000 |
| Noninterest-bearing deposits | 22,939,000 | 23,887,000 | 20,740,000 | 27,272,000 |
| Equity capital | 9,353,000 | 10,021,000 | 10,346,000 | 10,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,074,000 | 2,207,000 | 3,318,000 | 4,408,000 |
| Interest expense | 184,000 | 391,000 | 608,000 | 842,000 |
| Net interest income | 890,000 | 1,816,000 | 2,710,000 | 3,566,000 |
| Noninterest income | 183,000 | 372,000 | 565,000 | 760,000 |
| Noninterest expense | 754,000 | 1,463,000 | 2,197,000 | 2,924,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 362,000 | 768,000 | 1,121,000 | 1,445,000 |
| Income tax | 6,000 | 20,000 | 37,000 | 57,000 |
| Net income | 356,000 | 748,000 | 1,084,000 | 1,388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,802,000 | 8,944,000 | 9,031,000 | 8,987,000 |
| Total capital | 9,695,000 | 9,647,000 | 9,751,000 | 9,745,000 |
| Risk-weighted assets | 84,539,000 | 56,071,000 | 57,426,000 | 60,841,000 |