Call reports 2001
CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS — 2001
What CITIZENS STATE BANK AND TRUST CO., ELLSWORTH, KANSAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 48,903,000 | 50,901,000 | 51,216,000 | 54,206,000 |
| Total loans | 28,549,000 | 29,944,000 | 29,278,000 | 30,783,000 |
| Allowance for loan losses | 737,000 | 711,000 | 662,000 | 734,000 |
| Securities available for sale | 15,031,000 | 12,899,000 | 15,210,000 | 14,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,503,000 | 41,239,000 | 41,301,000 | 43,287,000 |
| Interest-bearing deposits | 33,514,000 | 34,667,000 | 25,995,000 | 27,118,000 |
| Noninterest-bearing deposits | 6,989,000 | 6,572,000 | 15,306,000 | 16,169,000 |
| Equity capital | 5,030,000 | 5,140,000 | 5,363,000 | 5,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 913,000 | 1,817,000 | 2,702,000 | 3,519,000 |
| Interest expense | 422,000 | 795,000 | 1,165,000 | 1,487,000 |
| Net interest income | 491,000 | 1,022,000 | 1,537,000 | 2,032,000 |
| Noninterest income | 114,000 | 229,000 | 349,000 | 483,000 |
| Noninterest expense | 445,000 | 842,000 | 1,240,000 | 1,661,000 |
| Provision for loan losses | 0 | 0 | 0 | 87,000 |
| Pretax income | 160,000 | 421,000 | 686,000 | 807,000 |
| Income tax | 7,000 | 23,000 | 33,000 | 37,000 |
| Net income | 153,000 | 398,000 | 653,000 | 770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,672,000 | 4,788,000 | 4,927,000 | 4,914,000 |
| Total capital | 5,050,000 | 5,183,000 | 5,310,000 | 5,317,000 |
| Risk-weighted assets | 29,908,000 | 31,293,000 | 30,361,000 | 31,923,000 |