Call reports 2008
GREAT WESTERN BANK — 2008
What GREAT WESTERN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 3,538,581,000 | 4,180,895,000 | 4,181,785,000 | 4,294,977,000 |
| Total loans | 2,594,366,000 | 2,653,731,000 | 2,700,039,000 | 2,718,645,000 |
| Allowance for loan losses | 33,340,000 | 26,070,000 | 26,046,000 | 26,109,000 |
| Securities available for sale | 576,134,000 | 578,926,000 | 736,911,000 | 761,092,000 |
| Securities held to maturity | 650,000 | 650,000 | 650,000 | 650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,874,866,000 | 3,022,536,000 | 2,995,028,000 | 3,097,122,000 |
| Interest-bearing deposits | 2,507,823,000 | 2,644,057,000 | 2,643,647,000 | 2,720,815,000 |
| Noninterest-bearing deposits | 367,043,000 | 378,479,000 | 351,381,000 | 376,307,000 |
| Equity capital | 355,556,000 | 870,489,000 | 884,826,000 | 894,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 54,713,000 | 107,208,000 | 161,334,000 | 127,806,000 |
| Interest expense | 24,335,000 | 46,057,000 | 67,268,000 | 47,380,000 |
| Net interest income | 30,378,000 | 61,151,000 | 94,066,000 | 80,426,000 |
| Noninterest income | 8,811,000 | 18,320,000 | 27,956,000 | 21,670,000 |
| Noninterest expense | 18,122,000 | 38,225,000 | 61,144,000 | 55,666,000 |
| Provision for loan losses | 1,650,000 | 2,600,000 | 3,050,000 | 2,820,000 |
| Pretax income | 19,464,000 | 38,926,000 | 58,297,000 | 44,200,000 |
| Income tax | 6,800,000 | 13,883,000 | 20,751,000 | 16,100,000 |
| Net income | 12,664,000 | 25,043,000 | 37,546,000 | 28,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 291,361,000 | 270,845,000 | 286,848,000 | 287,109,000 |
| Total capital | 334,701,000 | 296,915,000 | 312,894,000 | 313,218,000 |
| Risk-weighted assets | 2,764,301,000 | 2,841,887,000 | 2,826,694,000 | 2,828,396,000 |