Call reports 2007
GREAT WESTERN BANK — 2007
What GREAT WESTERN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 3,122,838,000 | 3,338,549,000 | 3,424,745,000 | 3,507,967,000 |
| Total loans | 2,454,343,000 | 2,586,900,000 | 2,587,095,000 | 2,547,522,000 |
| Allowance for loan losses | 32,221,000 | 29,950,000 | 30,893,000 | 31,643,000 |
| Securities available for sale | 457,797,000 | 509,106,000 | 580,268,000 | 603,615,000 |
| Securities held to maturity | 760,000 | 760,000 | 650,000 | 650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,552,658,000 | 2,735,962,000 | 2,786,814,000 | 2,868,017,000 |
| Interest-bearing deposits | 2,264,719,000 | 2,389,112,000 | 2,452,654,000 | 2,481,824,000 |
| Noninterest-bearing deposits | 287,939,000 | 346,850,000 | 334,159,000 | 386,193,000 |
| Equity capital | 297,991,000 | 309,987,000 | 324,515,000 | 339,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 52,663,000 | 108,383,000 | 166,673,000 | 224,269,000 |
| Interest expense | 23,567,000 | 49,014,000 | 75,993,000 | 102,095,000 |
| Net interest income | 29,096,000 | 59,369,000 | 90,680,000 | 122,174,000 |
| Noninterest income | 8,922,000 | 18,735,000 | 28,229,000 | 37,640,000 |
| Noninterest expense | 20,472,000 | 42,785,000 | 62,551,000 | 83,353,000 |
| Provision for loan losses | 2,250,000 | 4,500,000 | 6,000,000 | 6,300,000 |
| Pretax income | 15,296,000 | 30,819,000 | 50,213,000 | 70,060,000 |
| Income tax | 5,537,000 | 11,087,000 | 17,976,000 | 24,831,000 |
| Net income | 9,759,000 | 19,732,000 | 32,237,000 | 45,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 268,405,000 | 261,054,000 | 270,940,000 | 281,328,000 |
| Total capital | 310,626,000 | 301,004,000 | 311,833,000 | 322,972,000 |
| Risk-weighted assets | 2,701,079,000 | 2,765,935,000 | 2,789,293,000 | 2,747,078,000 |