Call reports 2006
GREAT WESTERN BANK — 2006
What GREAT WESTERN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,323,144,000 | 1,355,601,000 | 1,376,181,000 | 1,387,577,000 |
| Total loans | 981,879,000 | 1,045,642,000 | 1,050,162,000 | 1,056,303,000 |
| Allowance for loan losses | 10,010,000 | 10,250,000 | 10,887,000 | 11,301,000 |
| Securities available for sale | 217,270,000 | 209,389,000 | 210,762,000 | 215,261,000 |
| Securities held to maturity | 650,000 | 650,000 | 650,000 | 650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,103,865,000 | 1,097,340,000 | 1,097,657,000 | 1,100,293,000 |
| Interest-bearing deposits | 976,069,000 | 966,782,000 | 982,563,000 | 974,333,000 |
| Noninterest-bearing deposits | 127,796,000 | 130,558,000 | 115,093,000 | 125,959,000 |
| Equity capital | 110,813,000 | 113,937,000 | 122,478,000 | 134,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 18,895,000 | 40,434,000 | 63,275,000 | 87,141,000 |
| Interest expense | 7,755,000 | 16,951,000 | 27,411,000 | 38,626,000 |
| Net interest income | 11,140,000 | 23,483,000 | 35,864,000 | 48,515,000 |
| Noninterest income | 3,150,000 | 6,429,000 | 10,579,000 | 13,556,000 |
| Noninterest expense | 6,632,000 | 13,842,000 | 20,628,000 | 28,062,000 |
| Provision for loan losses | 495,000 | 1,149,000 | 1,885,000 | 2,785,000 |
| Pretax income | 7,163,000 | 14,921,000 | 23,930,000 | 31,183,000 |
| Income tax | 2,609,000 | 5,432,000 | 8,785,000 | 11,451,000 |
| Net income | 4,554,000 | 9,489,000 | 15,145,000 | 19,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 100,464,000 | 105,503,000 | 111,260,000 | 120,736,000 |
| Total capital | 110,474,000 | 115,753,000 | 122,147,000 | 132,037,000 |
| Risk-weighted assets | 1,095,484,000 | 1,146,989,000 | 1,169,886,000 | 1,184,104,000 |