Call reports 2005
GREAT WESTERN BANK — 2005
What GREAT WESTERN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,044,116,000 | 1,062,362,000 | 1,097,032,000 | 1,124,128,000 |
| Total loans | 800,821,000 | 832,460,000 | 828,446,000 | 834,099,000 |
| Allowance for loan losses | 8,338,000 | 8,421,000 | 8,548,000 | 8,895,000 |
| Securities available for sale | 170,625,000 | 153,733,000 | 168,601,000 | 195,266,000 |
| Securities held to maturity | 150,000 | 150,000 | 150,000 | 650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 849,649,000 | 857,091,000 | 884,798,000 | 903,124,000 |
| Interest-bearing deposits | 753,516,000 | 756,822,000 | 778,407,000 | 789,611,000 |
| Noninterest-bearing deposits | 96,132,000 | 100,269,000 | 106,391,000 | 113,513,000 |
| Equity capital | 91,588,000 | 95,345,000 | 97,378,000 | 100,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 14,386,000 | 29,621,000 | 45,725,000 | 62,667,000 |
| Interest expense | 4,514,000 | 9,630,000 | 15,238,000 | 21,597,000 |
| Net interest income | 9,872,000 | 19,991,000 | 30,487,000 | 41,070,000 |
| Noninterest income | 3,094,000 | 5,907,000 | 8,874,000 | 11,696,000 |
| Noninterest expense | 5,581,000 | 11,289,000 | 17,216,000 | 23,025,000 |
| Provision for loan losses | 495,000 | 990,000 | 1,485,000 | 1,980,000 |
| Pretax income | 6,890,000 | 13,464,000 | 20,505,000 | 27,617,000 |
| Income tax | 2,497,000 | 4,905,000 | 7,487,000 | 10,078,000 |
| Net income | 4,393,000 | 8,559,000 | 13,018,000 | 17,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,761,000 | 91,036,000 | 93,554,000 | 98,117,000 |
| Total capital | 97,099,000 | 99,457,000 | 102,102,000 | 107,012,000 |
| Risk-weighted assets | 832,118,000 | 862,097,000 | 875,116,000 | 901,231,000 |