Call reports 2003
GREAT WESTERN BANK — 2003
What GREAT WESTERN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 600,659,000 | 876,151,000 | 900,150,000 | 916,388,000 |
| Total loans | 436,498,000 | 662,363,000 | 683,072,000 | 705,563,000 |
| Allowance for loan losses | 5,342,000 | 8,084,000 | 8,408,000 | 8,640,000 |
| Securities available for sale | 110,690,000 | 133,492,000 | 143,572,000 | 144,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,110,000 | 727,004,000 | 746,404,000 | 752,869,000 |
| Interest-bearing deposits | 447,995,000 | 645,279,000 | 657,644,000 | 659,662,000 |
| Noninterest-bearing deposits | 52,115,000 | 81,724,000 | 88,760,000 | 93,207,000 |
| Equity capital | 55,580,000 | 79,296,000 | 80,411,000 | 83,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 8,727,000 | 25,671,000 | 38,403,000 | 51,024,000 |
| Interest expense | 2,970,000 | 8,372,000 | 12,434,000 | 16,291,000 |
| Net interest income | 5,757,000 | 17,299,000 | 25,969,000 | 34,733,000 |
| Noninterest income | 1,388,000 | 5,331,000 | 8,366,000 | 10,986,000 |
| Noninterest expense | 3,307,000 | 11,112,000 | 16,600,000 | 21,988,000 |
| Provision for loan losses | 375,000 | 1,200,000 | 1,800,000 | 2,350,000 |
| Pretax income | 3,469,000 | 10,568,000 | 16,346,000 | 21,792,000 |
| Income tax | 1,255,000 | 3,804,000 | 5,900,000 | 7,887,000 |
| Net income | 2,214,000 | 6,764,000 | 10,446,000 | 13,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,675,000 | 71,464,000 | 74,186,000 | 76,621,000 |
| Total capital | 54,017,000 | 79,548,000 | 82,594,000 | 85,261,000 |
| Risk-weighted assets | 462,081,000 | 685,077,000 | 680,889,000 | 713,772,000 |