Call reports 2016
TRUBANK — 2016
What TRUBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 128,547,000 | 142,094,000 | 133,965,000 |
| Total loans | 93,245,000 | 95,161,000 | 89,523,000 |
| Allowance for loan losses | 1,216,000 | 10,000 | 30,000 |
| Securities available for sale | 18,007,000 | 17,846,000 | 7,758,000 |
| Securities held to maturity | 119,000 | 118,000 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 107,707,000 | 113,242,000 | 103,977,000 |
| Interest-bearing deposits | 90,221,000 | 93,610,000 | 86,741,000 |
| Noninterest-bearing deposits | 17,486,000 | 19,632,000 | 17,236,000 |
| Equity capital | 14,277,000 | 16,577,000 | 16,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 1,299,000 | 122,000 | 1,581,000 |
| Interest expense | 146,000 | 14,000 | 154,000 |
| Net interest income | 1,153,000 | 108,000 | 1,427,000 |
| Noninterest income | 204,000 | 12,000 | 222,000 |
| Noninterest expense | 941,000 | 45,000 | 983,000 |
| Provision for loan losses | 0 | 10,000 | 30,000 |
| Pretax income | 516,000 | 65,000 | 636,000 |
| Income tax | 170,000 | 22,000 | 256,000 |
| Net income | 346,000 | 43,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 14,201,000 | 10,637,000 | 14,133,000 |
| Total capital | 15,417,000 | 10,647,000 | 14,163,000 |
| Risk-weighted assets | 107,720,000 | 106,242,000 | 104,249,000 |