Call reports 2015
TRUBANK — 2015
What TRUBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 118,794,000 | 120,839,000 | 121,442,000 | 128,102,000 |
| Total loans | 79,914,000 | 82,609,000 | 85,632,000 | 90,832,000 |
| Allowance for loan losses | 1,190,000 | 1,190,000 | 1,215,000 | 1,215,000 |
| Securities available for sale | 14,620,000 | 13,963,000 | 17,938,000 | 17,157,000 |
| Securities held to maturity | 157,000 | 150,000 | 143,000 | 125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,773,000 | 100,853,000 | 101,196,000 | 107,345,000 |
| Interest-bearing deposits | 83,975,000 | 85,252,000 | 84,171,000 | 87,749,000 |
| Noninterest-bearing deposits | 14,798,000 | 15,601,000 | 17,025,000 | 19,596,000 |
| Equity capital | 13,312,000 | 13,369,000 | 13,653,000 | 13,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,136,000 | 2,273,000 | 3,500,000 | 4,836,000 |
| Interest expense | 136,000 | 275,000 | 418,000 | 562,000 |
| Net interest income | 1,000,000 | 1,998,000 | 3,082,000 | 4,274,000 |
| Noninterest income | 319,000 | 503,000 | 743,000 | 968,000 |
| Noninterest expense | 1,036,000 | 1,992,000 | 2,961,000 | 3,901,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 283,000 | 509,000 | 864,000 | 1,343,000 |
| Income tax | 93,000 | 169,000 | 301,000 | 476,000 |
| Net income | 190,000 | 340,000 | 563,000 | 867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,031,000 | 13,046,000 | 13,550,000 | 13,854,000 |
| Total capital | 14,129,000 | 14,162,000 | 14,706,000 | 15,069,000 |
| Risk-weighted assets | 87,794,000 | 89,044,000 | 92,479,000 | 104,406,000 |