Call reports 2014
TRUBANK — 2014
What TRUBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 106,596,000 | 106,436,000 | 114,724,000 | 121,310,000 |
| Total loans | 66,628,000 | 71,851,000 | 80,439,000 | 82,389,000 |
| Allowance for loan losses | 1,814,000 | 1,021,000 | 1,023,000 | 1,140,000 |
| Securities available for sale | 11,339,000 | 15,512,000 | 15,053,000 | 15,191,000 |
| Securities held to maturity | 197,000 | 187,000 | 174,000 | 163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,503,000 | 92,644,000 | 94,966,000 | 101,283,000 |
| Interest-bearing deposits | 77,712,000 | 77,397,000 | 81,932,000 | 83,849,000 |
| Noninterest-bearing deposits | 15,791,000 | 15,247,000 | 13,034,000 | 17,434,000 |
| Equity capital | 12,374,000 | 13,011,000 | 13,141,000 | 13,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 907,000 | 1,869,000 | 2,903,000 | 4,067,000 |
| Interest expense | 72,000 | 142,000 | 240,000 | 378,000 |
| Net interest income | 835,000 | 1,727,000 | 2,663,000 | 3,689,000 |
| Noninterest income | 242,000 | 532,000 | 784,000 | 986,000 |
| Noninterest expense | 850,000 | 1,709,000 | 2,573,000 | 3,661,000 |
| Provision for loan losses | 0 | -750,000 | -750,000 | -650,000 |
| Pretax income | 227,000 | 1,300,000 | 1,624,000 | 1,664,000 |
| Income tax | 70,000 | 462,000 | 572,000 | 578,000 |
| Net income | 157,000 | 838,000 | 1,052,000 | 1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,600,000 | 12,597,000 | 12,851,000 | 12,825,000 |
| Total capital | 12,547,000 | 13,596,000 | 13,889,000 | 13,980,000 |
| Risk-weighted assets | 74,903,000 | 79,858,000 | 89,775,000 | 93,060,000 |