Call reports 2013
TRUBANK — 2013
What TRUBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 102,449,000 | 100,228,000 | 98,149,000 | 110,181,000 |
| Total loans | 69,137,000 | 69,625,000 | 70,402,000 | 67,891,000 |
| Allowance for loan losses | 1,672,000 | 1,671,000 | 1,806,000 | 1,812,000 |
| Securities available for sale | 3,723,000 | 3,525,000 | 4,626,000 | 4,817,000 |
| Securities held to maturity | 0 | 0 | 228,000 | 208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,001,000 | 87,559,000 | 85,213,000 | 97,035,000 |
| Interest-bearing deposits | 74,844,000 | 72,503,000 | 71,376,000 | 75,940,000 |
| Noninterest-bearing deposits | 15,157,000 | 15,056,000 | 13,837,000 | 21,095,000 |
| Equity capital | 11,681,000 | 11,875,000 | 12,140,000 | 12,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 942,000 | 1,864,000 | 2,902,000 | 3,870,000 |
| Interest expense | 88,000 | 157,000 | 226,000 | 298,000 |
| Net interest income | 854,000 | 1,707,000 | 2,676,000 | 3,572,000 |
| Noninterest income | 311,000 | 671,000 | 1,099,000 | 1,403,000 |
| Noninterest expense | 902,000 | 1,768,000 | 2,721,000 | 3,632,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 263,000 | 610,000 | 1,054,000 | 1,343,000 |
| Income tax | 89,000 | 202,000 | 365,000 | 458,000 |
| Net income | 174,000 | 408,000 | 689,000 | 885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,446,000 | 10,796,000 | 11,190,000 | 11,433,000 |
| Total capital | 11,391,000 | 11,760,000 | 12,170,000 | 12,395,000 |
| Risk-weighted assets | 74,876,000 | 76,411,000 | 77,547,000 | 76,104,000 |