Call reports 2012
TRUBANK — 2012
What TRUBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 101,352,000 | 104,064,000 | 100,536,000 | 109,772,000 |
| Total loans | 65,485,000 | 65,563,000 | 67,256,000 | 71,155,000 |
| Allowance for loan losses | 1,694,000 | 1,655,000 | 1,656,000 | 1,657,000 |
| Securities available for sale | 2,316,000 | 2,297,000 | 1,990,000 | 3,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,984,000 | 91,558,000 | 87,840,000 | 96,788,000 |
| Interest-bearing deposits | 74,698,000 | 76,287,000 | 73,429,000 | 76,753,000 |
| Noninterest-bearing deposits | 14,286,000 | 15,271,000 | 14,411,000 | 20,035,000 |
| Equity capital | 11,543,000 | 11,702,000 | 11,956,000 | 12,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 933,000 | 1,899,000 | 2,856,000 | 3,842,000 |
| Interest expense | 146,000 | 275,000 | 394,000 | 504,000 |
| Net interest income | 787,000 | 1,624,000 | 2,462,000 | 3,338,000 |
| Noninterest income | 707,000 | 964,000 | 1,425,000 | 1,790,000 |
| Noninterest expense | 904,000 | 1,752,000 | 2,657,000 | 3,595,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 590,000 | 836,000 | 1,230,000 | 1,533,000 |
| Income tax | 187,000 | 275,000 | 402,000 | 515,000 |
| Net income | 403,000 | 561,000 | 828,000 | 1,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,908,000 | 10,145,000 | 10,540,000 | 10,834,000 |
| Total capital | 10,836,000 | 11,080,000 | 11,475,000 | 11,806,000 |
| Risk-weighted assets | 73,498,000 | 74,067,000 | 74,122,000 | 78,067,000 |