Call reports 2011
TRUBANK — 2011
What TRUBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 97,749,000 | 99,094,000 | 99,140,000 | 100,025,000 |
| Total loans | 65,765,000 | 66,739,000 | 66,944,000 | 68,773,000 |
| Allowance for loan losses | 1,682,000 | 1,678,000 | 1,679,000 | 1,695,000 |
| Securities available for sale | 104,000 | 2,224,000 | 2,320,000 | 2,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,960,000 | 87,129,000 | 87,165,000 | 88,021,000 |
| Interest-bearing deposits | 75,102,000 | 74,207,000 | 73,755,000 | 74,604,000 |
| Noninterest-bearing deposits | 10,858,000 | 12,922,000 | 13,410,000 | 13,417,000 |
| Equity capital | 10,958,000 | 11,018,000 | 11,080,000 | 11,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 938,000 | 1,859,000 | 2,795,000 | 3,744,000 |
| Interest expense | 199,000 | 388,000 | 565,000 | 721,000 |
| Net interest income | 739,000 | 1,471,000 | 2,230,000 | 3,023,000 |
| Noninterest income | 153,000 | 405,000 | 724,000 | 954,000 |
| Noninterest expense | 842,000 | 1,756,000 | 2,757,000 | 3,689,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 120,000 | 197,000 | 288,000 |
| Income tax | 10,000 | 22,000 | 37,000 | 62,000 |
| Net income | 40,000 | 98,000 | 160,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,084,000 | 9,155,000 | 9,232,000 | 9,323,000 |
| Total capital | 10,029,000 | 10,098,000 | 10,168,000 | 10,283,000 |
| Risk-weighted assets | 75,050,000 | 74,730,000 | 74,138,000 | 76,023,000 |