Call reports 2010
TRUBANK — 2010
What TRUBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 102,224,000 | 99,165,000 | 97,882,000 | 97,831,000 |
| Total loans | 75,630,000 | 72,893,000 | 72,622,000 | 68,776,000 |
| Allowance for loan losses | 1,750,000 | 1,851,000 | 1,704,000 | 1,683,000 |
| Securities available for sale | 6,000 | 6,000 | 5,000 | 108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,301,000 | 87,382,000 | 86,089,000 | 85,989,000 |
| Interest-bearing deposits | 79,882,000 | 76,947,000 | 75,003,000 | 74,430,000 |
| Noninterest-bearing deposits | 10,419,000 | 10,435,000 | 11,086,000 | 11,559,000 |
| Equity capital | 10,885,000 | 10,853,000 | 10,844,000 | 10,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,076,000 | 2,153,000 | 3,217,000 | 4,210,000 |
| Interest expense | 293,000 | 550,000 | 787,000 | 998,000 |
| Net interest income | 783,000 | 1,603,000 | 2,430,000 | 3,212,000 |
| Noninterest income | 200,000 | 454,000 | 735,000 | 958,000 |
| Noninterest expense | 969,000 | 1,940,000 | 2,996,000 | 3,897,000 |
| Provision for loan losses | 35,000 | 200,000 | 295,000 | 295,000 |
| Pretax income | -21,000 | -83,000 | -126,000 | -22,000 |
| Income tax | -19,000 | -49,000 | -83,000 | -54,000 |
| Net income | -2,000 | -34,000 | -43,000 | 32,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,036,000 | 8,972,000 | 8,931,000 | 9,035,000 |
| Total capital | 10,138,000 | 10,029,000 | 9,960,000 | 10,026,000 |
| Risk-weighted assets | 87,502,000 | 83,792,000 | 82,935,000 | 78,601,000 |