Call reports 2008
TRUBANK — 2008
What TRUBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 131,537,000 | 125,230,000 | 122,964,000 | 120,706,000 |
| Total loans | 106,645,000 | 103,053,000 | 102,645,000 | 101,133,000 |
| Allowance for loan losses | 1,158,000 | 1,890,000 | 2,173,000 | 1,436,000 |
| Securities available for sale | 613,000 | 166,000 | 166,000 | 165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,197,000 | 105,591,000 | 98,561,000 | 98,550,000 |
| Interest-bearing deposits | 99,883,000 | 94,226,000 | 89,225,000 | 87,348,000 |
| Noninterest-bearing deposits | 11,314,000 | 11,365,000 | 9,336,000 | 11,202,000 |
| Equity capital | 13,463,000 | 12,856,000 | 12,537,000 | 12,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,911,000 | 3,524,000 | 5,139,000 | 6,628,000 |
| Interest expense | 1,004,000 | 1,823,000 | 2,527,000 | 3,139,000 |
| Net interest income | 907,000 | 1,701,000 | 2,612,000 | 3,489,000 |
| Noninterest income | 236,000 | 428,000 | 578,000 | 811,000 |
| Noninterest expense | 1,048,000 | 2,188,000 | 3,268,000 | 4,339,000 |
| Provision for loan losses | 0 | 730,000 | 1,230,000 | 1,930,000 |
| Pretax income | 95,000 | -789,000 | -1,308,000 | -1,969,000 |
| Income tax | 22,000 | -325,000 | -524,000 | -782,000 |
| Net income | 73,000 | -464,000 | -784,000 | -1,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,752,000 | 11,838,000 | 11,321,000 | 11,261,000 |
| Total capital | 13,979,000 | 13,239,000 | 12,697,000 | 12,613,000 |
| Risk-weighted assets | 116,802,000 | 111,550,000 | 109,177,000 | 108,055,000 |